Cal State LA FCU home

Rates current as of and subject to change.

Rates shown are based on a minimum FICO score of 730. APR = Annual Percentage Rate. Stated rate includes .25% discount for automatic payments.

Vehicle Loans

Max Loan TermAPR as low asFinancingPayment Per $1,000 Borrowed
Up to 36 Months 5.74% 100% $30.31
48 Months 5.74% 100% $23.37
60 Months 6.24% 100% $19.45
72 Months 6.49% 100% $16.81
84 Months 6.74% 100% $14.97

Rate increase of .25% for used vehicles. Rate will be discounted by .25% if total financed amount is less than 80% LTV. Purchase transactions up to 125% LTV. All rates and terms may vary depending on credit worthiness and the amount and percentage financed. Please note that vehicle financing is for vehicles in the state of California.

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RV, Boat & Motorcycle Loans

Max Loan TermAPR as low asFinancingPayment Per $1,000 Borrowed
36-84 Months 7.50% 100% $31.11

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Personal Loans

Max Loan TermAPR as low asPayment Per $1,000 Borrowed
24 Months 10.25% $46.28
36 Months 10.25% $32.40
48 Months 10.25% $25.50
60 Months 10.25% $21.39

Lines of Credit

Max Loan TermAPR as low asPayment Per $1,000 Borrowed
Variable 11.50% $25.00

Repayment on Lines of Credit is based on 2% of the loan balance at the most recent advance, or $25, whichever is greater.

Early Payday (Payday Loan Alternative)

Max Loan TermAPR as low asFinancingMore Info
Variable 28.00% Not based on credit score Apply Now

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Share Secured Loans

Max Loan Term APR as low as Financing More Info
Up to 60 months Current dividend rate + 3.00% 100% Apply Now

Certificate Secured Loans

Max Loan Term APR as low as Financing More Info
Up to 60 months Current dividend rate + 3.00% 100% Apply Now

Max Loan Term APR as low as Financing More Info Up to 36 months Current dividend rate + 3.00% 100% Apply Now

Share and Certificate Secured loans are secured by your savings or certificate. Approval and rate is not based on credit score. Repayment of Share and Certificate secured loans is based on the term and amount of the loan. The maximum term for a certificate secured loan is 36 months. The term of the certificate must match the term of the loan.

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Apply for a Membership

We welcome CSULA students, staff and faculty as well as residents from the surrounding communities. Find out your eligibility and join us today!

APPLY FOR A LOAN

We have a loan for almost any situation, so feel free to browse our loan products and services or apply now if you're ready!

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