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Savings Accounts

Your Credit Union membership is established when you open and maintain a Savings account. Having a Savings account is required for access to other services, such as loans. Savings is also called Share Savings because it is your 'Share' of ownership in the credit union. A minimum of $25 must remain on deposit in your Savings to maintain membership. Your Savings account features:

  • Earn dividends when a minimum balance is maintained  (see our rates for current minimums).
  • Make up to four free withdrawals and six transfers per month.
  • Schedule automatic transfers to build your savings
  • May be used to cover Overdrafts from your Checking account

There is no monthly fee for your savings account when you use any one of the following:

  • e-Statements
  • Direct Deposit (full paycheck)
  • Have a loan with a balance of $1 or more (credit cards excluded)
  • Maintain a combined balance of $1,500. Combined balances are the total of your checking, savings, Holiday saver, certificates, etc under one account number.

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