Cal State LA FCU home

Are you paying high rates, or making too many payments every month? You don't have to be a home owner to consolidate your credit card and other debt at a low rate with one convenient payment every month. With no fee to apply and FREE Money Management Counseling and Credit Report Review from BALANCE, get started on your New Year's Resolution to pay down your debt.

Try our calculator "Should I consolidate my loans?"

To apply, please fill out a loan application. Note the purpose as "Debt Consolidation" in the notes section. Once you have completed your loan application, please mail, fax, or bring in a copy of your most recent paystub. Your Loan Officer will contact you if copies of your other lenders statements are necessary. Please allow 3 days for processing.

All loans on approved credit, and all rates, terms, programs and conditions subject to change without notice. For available rates, terms, and payment examples, please see the Loan rates page.

Apply for a Membership

We welcome CSULA students, staff and faculty as well as residents from the surrounding communities. Find out your eligibility and join us today!


We have a loan for almost any situation, so feel free to browse our loan products and services or apply now if you're ready!