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VISA Credit Card

Cal State L. A. Federal Credit Union offers one of the best credit card values available. Are you using bank and department-store credit cards? If so, you're paying too much in interest charges and fees!

Looking for more info on our recent credit card changes? Click here.

Transfer those high-interest balances to a low-cost Credit Union VISA Credit Card! It offers:

  • Low rates!
  • No annual fee
  • Rewards program - earn points for gift cards, travel, products and more
  • Cash advance privileges – at the same rate as purchases*
  • No fee for balance transfers*
  • A Share-Secured VISA option for those rebuilding credit

Quick Links:

Register for UChoose Rewards
Download the UChoose mobile app for Android
Download the UChoose mobile app for iPhone

Stop, Think, & TRANSFER!

Have a bank or store-issued credit card? You can reduce your interest costs substantially by transferring those high-rate balances to a lower-cost Credit Union VISA Credit Card. Check your credit card statement for your current rate, and compare it to the credit union's rates.

To apply, please fill out a VISA Credit Card Application. Once you have completed your loan application, please mail, fax, or bring in a copy of your most recent paystub.

All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Subject to credit qualification and periodic credit review.

*See VISA Rates for currently available APRs and fees. Approval and rate is based on an assessment of individual creditworthiness and our underwriting standards. No fee for balance transfers, interest will be charged from the transaction date.  Click for the Visa Credit Card Agreement.

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We have a loan for almost any situation, so feel free to browse our loan products and serivces or apply now if you're ready!