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Cal State L. A. Federal Credit Union offers one of the best credit card values available. Are you using bank and department-store credit cards? If so, you're paying too much in interest charges and fees!

Transfer those high-interest balances to a low-cost Credit Union VISA Credit Card! It offers:

  • Low rates!
  • No annual fee
  • Cash advance privileges – at the same rate as purchases*
  • No fee for balance transfers*
  • A Share-Secured VISA option for those rebuilding credit

Stop, Think, & TRANSFER

Have a bank or store-issued credit card? You can reduce your interest costs substantially by transferring those high-rate balances to a lower-cost Credit Union VISA Credit Card. Check your credit card statement for your current rate, and compare it to the credit union's rates.

To apply, please fill out a VISA Credit Card Application. Once you have completed your loan application, please mail, fax, or bring in a copy of your most recent paystub.

All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Subject to credit qualification and periodic credit review.


*See VISA Rates for currently available APRs and fees. Approval and rate is based on an assessment of individual creditworthiness and our underwriting standards. No fee for balance transfers, interest will be charged from the transaction date.

Apply for a Membership

We welcome CSULA students, staff and faculty as well as residents from the surrounding communities. Find out your eligibility and join us today!


We have a loan for almost any situation, so feel free to browse our loan products and services or apply now if you're ready!