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CSLA-FCU offers Personal Loans and Lines of Credit which may be used for Debt Consolidation, Overdraft Protection, and more.

Personal loans do NOT require collateral...your signature and good credit rating are sufficient. Ideal for specific needs such as paying down high rate debt, furniture and appliances, tax payments, etc. Personal loan features include:

  • Borrow from $500 up to $30,000, based on creditworthiness
  • Take advances as you need them*
  • May be used as Overdraft Protection*
  • No prepayment penalties!
  • Automatic payments are available
  • Get a FREE BALANCE Personal Financial Assessment and Credit Report Review

An open-end Line of Credit is ideal for Overdraft Protection, managing your monthly cash flow, and unexpected expenses. A Line of Credit allows you to "give yourself a loan" whenever you have a need.

To apply, please fill out a loan application. Once you have completed your loan application, please mail, fax, or bring in a copy of your most recent paystub.

*On Open Lines of Credit. Click for rates and payment examples. Subject to credit qualification and periodic credit review. All loans on approved credit, and all rates, terms, programs and conditions subject to change without notice.


Apply for a Membership

We welcome CSULA students, staff and faculty as well as residents from the surrounding communities. Find out your eligibility and join us today!


We have a loan for almost any situation, so feel free to browse our loan products and services or apply now if you're ready!