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Savings Rates

Account Type Minimum Opening BalanceMinimum To Earn DividendDividend RateAPY*
Savings $25 $10,000 .05% .05%
Kid's Savings** $25 $25 .05% .05%
Business Savings $25 $10,000 .05% .05%
Checking $5 $10,000 .01% .01%
Business Interest Checking $100 $10,000 .01% .01%
Holiday Savers $25 $100 .05% .05%
Account TypeMinimum Opening BalanceMinimum To Earn DividendDividend RateAPY*
Share IRA & Coverdell $100 $100    
Education, Roth and Traditional IRAs   $100-$4,999 0.10% 0.10%
    $5,000-25,000 0.15% 0.15%
    $25,000+ 0.25% 0.25%
Rates current as of and subject to change.

*APY=Annual Percentage Yield. **Minors (under 18) savings accounts earn dividends with a $25 minimum balance.This schedule contains rates applicable to specified account and is incorporated as part of your account agreement with this Credit Union. Please call to obtain current rate information, or for information about how to add one of these savings products to your account. 

Certificate Rates

Tiers12-17 Months18-24 Months25-36 Months
RateAPY*RateAPY*RateAPY*
$5,000-$10,000 0.07% 0.07% 0.10% 0.10% 0.15% 0.15%
$10,001-$25,000 0.10% 0.10% 0.12% 0.12% 0.20% 0.20%
$25,001-$50,000 0.12% 0.12% 0.15% 0.15% 0.22% 0.22%
$50,001-$99,000 + 0.15% 0.15% 0.20% 0.20% 0.25% 0.25%
Rates current as of and subject to change.

*APY=Annual Percentage Yield. Certificates are fixed accounts that will earn the stated dividend rate for the duration of the account term. Minimum balance requirement is $5,000.00. The penalty for early withdrawal of certificates is 3-months interest. Annual percentage rates set forth within are accurate as of the effective date but subject to change thereafter until the account is open. Dividends are paid on the last day of each month.

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