VISA Debit Card
You are requesting the convenience of 24-hour access to your Credit Union Account(s) with VISA Debit Card, ATM Card, Online Banking and/or Mobile Banking, in conjunction with a Personal Identification Number (PIN) or Access Code. Your VISA Debit Card will allow you to use a number of Automated Teller Machine (ATM) networks, including the Credit Union's ATM machine and will also allow you to pay for services and purchases directly from your checking account.
Your checking account automatically comes with overdraft protection in the form of an automatic transfer from your savings to checking. We have other types of overdraft protection available for your convenience, such as our Overdraft Line of Credit.
Taxpayer Identification and Backup Withholding
INSTRUCTION TO SIGNER. If You have been notified by the Internal Revenue Service (IRS) that You are subject to backup withholding due to payee underreporting and You have not received a notice from the IRS that the backup withholding has terminated, You must check the appropriate box below.
We will be unable to open an Account for You without a taxpayer identification number.
You hereby apply for membership with Cal State L.A. Federal Credit Union.You warrant the truth of the information contained in Your application for membership and/or in any subsequent representations to Us. You realize that such information will be relied upon by Us in determining Your membership eligibility. You hereby authorize Us. Our employees and agents to investigate and verify any information provided to Us by You. By signing below, You agree to be bound by the terms and conditions found within Your application for membership and to the bylaws, rules adn regulations of Cal Stat L.A. Federal Credit Union in effect from time to time. You further acknowledge receiving a copy of the "Agreements and Disclosures" related to Your Account(s) and You agree to be bound by the terms and conditions found therein. If Your application for membership is a joint application, any liability created by the use of Your Account is joint and several. You authorize any person, association, firm, corporation or personnel office to furnish information concerning Your affairs upon Our request, including, but not limited to, providing credit and employment history information. In addition to establishing a Savings Account, You may also from time to time request additional Accounts and/or Account Services be established on Your behalf and/or the addition of joint owner(s) of Your Account(s). Your signature below is your continuing authorization for Cal State L.A. Federal Credit Union to follow Our written or verbal instructions to do so and you agree that Your continuing authorization will remain in effect unless we receive written instructions to the contrary. You hereby authorize Us to recognize any of the signatures subscribed herein in the payment of funds or the transaction of any business for Your Account(s).
The Internal Revenue Service does not require Your consent to any provision of this document other than the certifications required to avoid backup withholding.
Please note you must print, sign and return your application after pressing submit to complete the membership application process.
By clicking “I Agree” below and submitting your application, you are consenting to the electronic delivery of any and all account Disclosures and Agreements, and any other subsequent disclosure of information related to the accounts (“Disclosure”).