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CSULA-FCU offers both closed-end and open-end (revolving)
personal loans. Rate discounts are available for both loans,
just for using other Credit Union s ervices. Take 1% off
your best rate for using Direct Deposit, active Credit Union
checking, and automatic transfer of loan payments.
A closed-end loan (often called a Signature
Loan) does NOT require collateral... your signature and good
credit rating are sufficient. Ideal for specific needs such
as vacations, furniture & appliances, tax payments, etc.,
this loan features:
- Closed-end term for specific amounts.
- Repayable within set terms of one, two or
three years.
- Borrow from $500 up to $15,000, based on
creditworthiness.
- No Prepayment Penalties!
- Payroll Deduction is available for automatic
repayment.
- Or, schedule payment via Automatic Transfers
from your Credit Union
An open-end Line of Credit is ideal for needs such as Overdraft Protection, managing your monthly cash flow, and unexpected expenses. A Line of Credit allows you to "give yourself a loan" whenever you need to. It features:
- No interest accrues until you take an advance.
- Repay in manageable monthly payments*.
- Arrange a Credit Line of $500 up to $15,000, based on creditworthiness.
- Take loan advances online, by phone, or by Overdraft.
*Payments based on 3% of loan amount, minimum $25
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Current Loan Rates
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Loan Application
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