To speak with a counselor toll free: 888-456-2227

Whether you're interested in developing a workable spending and savings plan, getting out of debt, taking a look at your credit report, buying a home, or planning for your financial future, Cal State L.A. Federal Credit Union wants to help. That's why we've provided access to free and confidential financial counseling and education through BALANCE.

Financial Education

Access educational articles, in depth mini-sites, e-newsletters, and a suite of financial calculators. Learn more.

Credit Report Review

Your credit report can affect your ability to purchase a home, rent an apartment, buy a car, receive favorable insurance rates, or even get a new job. Further, checking your credit report regularly is a crucial step in protecting yourself from fraud or inaccurate reporting.

We can help you get a free or low-cost copy of your credit report and provide a free and confidential credit report review to ensure you have the tools necessary to improve, maintain and protect your credit standing. Learn more.

Click for additional online educational modules

Toll Free Info Line
Certified counselors are available Monday-Thursday 5am-8pm, Friday 5am-5pm, and Saturday 8am-5pm (PST) To speak with a counselor toll free: 888-456-2227 or to learn more click here.

Money Management Counseling
Take a closer look at your spending and savings plan, and develop a plan of action to meet your financial goals. Learn more.

Financial First Aid - a five step plan
Many circumstances in life can derail even the best money management plans and leave us with less money than we need to meet financial obligations.  What can you do if you are in this situation?  This course covers a five-step plan for handing a financial crisis and getting back on your feet.

Foreclosure Rescue Scams
In many communities, "We Buy Houses" and "Stop Foreclosure" signs are a familiar sight. Unfortunately, there are a slew of con artists preying on homeowners facing foreclosure.  Read more.

Preparing for a Financial Setback
Living on less is never easy, but with a little planning and a positive attitude, you should be able to weather most financial storms. So, take a deep breath, relax, and review the following tips that you can help make any setback smooth and (almost) painless. Read More

Early Delinquency Intervention - Saving your home from Foreclosure

Mortgage Help
Information for our members who may be experiencing difficulty making their mortgage payment