Cal State L.A. Federal Credit Union offers
three membership savings packages. You can upgrade your membership
savings package at any time by increasing your combined balances.
Combined balances are the total of all suffixes (ie, checking,
savings, Holiday savers, certificates, etc) under one account
number. Effective Date:2/1/07
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| MEMBERSHIP AND
TELLER SERVICE |
|
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|
|
|
|
$5,001+ |
$2,501 - $5,000 |
$501 - $2,500 |
| |
|
|
|
|
| Membership Fee (one
time only) |
|
$5.00 |
$5.00 |
$5.00 |
| Reopening of Membership |
|
$20.00 |
$20.00 |
$20.00 |
| Membership Account
Closed within 90 days |
|
$20.00 |
$20.00 |
$20.00 |
| Cashier's Checks |
|
Free |
$3.00 |
$4.00 |
| Teller Check |
|
Free |
$2.00 |
$3.00 |
| Money Orders |
|
Free |
$1.00 |
$1.50 |
| Check Cashing |
|
Free |
$3.00 |
$4.00 |
| Non Sufficient Funds
Per Item (Paper of EFT) |
|
$25.00 |
$25.00 |
$25.00 |
| Holiday Saver withdrawal
(early closure fee) |
|
Free |
$3.00 |
$5.00 |
| Outgoing wire (domestic) |
|
Free |
$10.00 |
$15.00 |
| Outgoing wire (international) |
|
$20.00 |
$25.00 |
$30.00 |
| Inactive Account Fee (No activity for one year) |
|
$2.00 |
$2.00 |
$2.00 |
| Escheat fee (no activity
for 3 years) |
|
$2.00 |
$2.00 |
$2.00 |
| Notary Service |
|
Free |
$5.00 |
$10.00 |
| Signature Guarantee (members only) |
|
$20.00 |
$20.00 |
$20.00 |
| Excessive Saving Account
Withdrawal(after four per month) |
|
$1.00 |
$1.00 |
$1.00 |
| ATM CARD SERVICES |
| ATM/Debit Card and PIN (For New Accounts) |
|
Free |
Free |
Free |
| Replacement Cards |
|
|
|
|
| -1st Replacement Card |
|
$5.00 |
$5.00 |
$5.00 |
| -2nd Replacement Card |
|
$10.00 |
$10.00 |
$10.00 |
| -Additional Replacement Card |
|
$25.00 |
$25.00 |
$25.00 |
| PIN Replacement |
|
$5.00 |
$5.00 |
$5.00 |
| Deposit Adjustment |
|
at cost |
at cost |
at cost |
| SHARE DRAFT CHECKING
ACCOUNT SERVICES |
| Check Printing Charges
|
|
Free |
at cost |
at cost |
FREE CHECKS
are based on average combined savings balance for the preceding month. One free box per year. |
Starter checks - per page
(waived for new accounts)
|
|
Free |
Free |
Free |
| - With check order per sheet |
|
Free |
$2.00 |
$3.00 |
| - Without check order per sheet |
|
$4.00 |
$4.00 |
$4.00 |
| Photocopy of Cleared
Share Draft (each) |
|
Free |
Free |
$2.00 |
| Stop Payment |
|
$15.00 |
$15.00 |
$15.00 |
| Special Handling (checks
printed by unauthorized check printer, per ck) |
|
$5.00 |
$5.00 |
$5.00 |
| VISA CREDIT CARD |
| Annual Fee |
|
Free |
Free |
Free |
| VISA Cash Advance |
|
Free |
Free |
$2.00 |
| MasterCard Cash Advance |
|
$3 or 3%, whichever is greater |
| MISCELLANEOUS |
| Record Recovery (per
hour shares and loans) |
|
$20.00 |
$20.00 |
$20.00 |
| Real Estate Demand |
|
$60.00 |
$60.00 |
$60.00 |
| Verification of Deposit |
|
$10.00 |
$10.00 |
$10.00 |
| Legal Processes (subpoena,
levy, attachment per hour) |
|
$20.00 |
$20.00 |
$20.00 |
| Rush Orders |
|
at cost |
at cost |
at cost |
| ELECTRONIC FEES |
| Online Home Banking
- HFS |
|
Free |
Free |
Free |
| Bill Payer |
|
Free |
Free |
Free |
| Courtesy Pay (per item) |
|
$25.00 |
$25.00 |
$25.00 |
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