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As a member-owned, not-for-profit financial
organization, we place the needs and interests of our members
FIRST. It's easy to become a Member so that you can take
advantage of our great rates on savings and loans. Just fill
out our membership
application and make a $25 deposit plus a one-time $5
Membership fee. Click here to see our Fields
of Membership . Not in our Field of Membership yet? Y
ou can join the Alumni
Association for a nominal fee, even if you have not
attended Cal State L.A.
Credit Union vehicle loan programs are
among the best available anywhere! We can finance your new
or used car, SUV, van, mini-van, light truck and more. We
offer a variety of rates and terms to  help
more borrowers, not just those with perfect credit. PLUS… we
offer special vehicle loan discounts just for using other
Credit Union services-
Take 1% off your rate for having an active checking account, direct deposit
and payments made by share transfer.
Estimate payments using our loan
calculator.
- 100% financing is available, including tax,
license and Credit Union Mechanical Breakdown Insurance
(MBI). Dealer extended warranty coverage can be financed
on request.
- Terms up to 84 months for loans over $25,000,
and up to 72 months for loans of $25,000 or less.
- Loan pre-approval available to give you
a bargaining edge at the dealer.
- Payroll Deduction is available for automatic
repayment.
- Or, schedule payment via Automatic
Transfers from your Credit Union Checking Account.
For personalized assistance and more information,
call the Loan Department at (323) 505-2600, Ext. 106.
- Financing is available for up to 100% of
low Kelley Blue Book Value.
- Financing can include tax, license and Credit
Union Mechanical Breakdown Insurance (MBI).
For personalized assistance and more information,
call the Loan Department at (323) 505-2600, Ext. 106.
Just as homes are refinanced when interest rates drop, vehicle
loans also can be refinanced. If you have a high-cost dealer
loan… or if your credit has improved since you purchased
your vehicle… it's worth taking a look to see if you
can save money by refinancing at the Credit Union.
- Refinancing is available for up to 100%
of low Kelley Blue Book Value.
- Refinancing terms are based on the remaining
loan balance.
- Minimum amount for refinanced loans is $3,500.
- Financing can include tax, license and Credit
Union Mechanical Breakdown Insurance.
- Refinancing is for vehicles in California
only. Sorry, we can't refinance existing CSULA-FCU loans.
However, click to see if you are eligible
for a vehicle loan discount.
REFI Savings Really Add up!
If you purchased a $20,000 auto and financed it at 10% on
a five-year term, your monthly payment would be about $425.
If you refinanced your vehicle at the credit union a year
later, perhaps with terms of 7.5% on a four-year loan, your
monthly payment would be about $405, a $20 per month savings.
That's a savings of $950 over the life of the loan! Is
refinancing right for you? Just click to view our current
rates, then compare your outside-lender's rate and payments
to ours by using the loan calculator.
It's EASY to Arrange A REFI Loan
First, download a Vehicle REFI loan application. Under Loan
Purpose, indicate "Vehicle Refinance," and complete
all the easy sections. Be sure to fill in a phone number where
we can reach you if we need additional information to process
your loan. Please call the credit union for details.
Include a statement from your current lender, if possible.
If you do not have a current loan statement, estimate how
much you owe on your car. When the application has been completed,
submit it to the Credit Union, along with your latest pay
stub. Please allow 3 business days for processing (although
it may take longer without a statement from your current lender).
For personalized assistance and more information,
call the Loan Department at (323) 505-2600, Ext. 106.
Thinking of buying a vehicle designed for fun or recreation?
The Credit Union offers financing for that! Ask about our great
rates, flexible terms, and affordable financing. Recreational
vehicle financing is available for:
- RVs and Motor Homes
- Boats
- Personal Watercraft
- ATVs
- Motorcycles
- Travel Trailers
For personalized assistance and more
information, call the Loan Department at (323) 505-2600, Ext.
106.
All loans on approved credit. Offers are
subject to change.
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