The communities we serve feel our presence in many ways. Homelessness is rare and short-lived. As people have become better educated and are taking personal responsibility, crime is down and the community is safer. People of different backgrounds live in greater harmony year by year, and further are living balanced lives. Our communities make great use of renewable resources with significant improvements decade to decade. Technology is available to all. Credit unions are no longer in a defensive posture defending themselves against Bankers’ political attacks. Instead, the movement has focused greatly on educating consumers to handle their money well. Our credit union has instilled in the Members their right to be different, to be a part of the credit union family, and regard their ownership as a unique opportunity. Our Employees have gained a reputation, with Members and non-members, for regularly going beyond the ordinary call of duty.